Just before the subprime debacle in 2007, Dave was given the opportunity to pursue a lucrative career as a mortgage broker. To be competitive in the business, though, he would be required to present potential clients with the opportunity to lie about their income on their loan applications.
When he asked around, Christians in the mortgage business told Dave that his job would simply be to present the potential client with the options. What they did with those options would be none of his concern. In any case, it was explained, the banks know what they’re doing with these stated-income loans.
It’s not really a lie if the person you’re giving false information to (in this case, the bank) is inviting the false information—if it’s a win/win on both sides of the lie. Think of all the people he’ll be helping into home ownership who might be incapable of securing a home otherwise?
To his credit, Dave could never get past the idea that he would have to sign his name to loan applications he would know to be falsified. He spent a fair bit of time and energy trying to figure out whether or not he could be competitive without selling these loans. Eventually he turned down the opportunity.
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